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Chirantan Consultants arranges Property Loans, Equipment Loans, Working Capital Loans, Bank Guarantees etc for Individual Persons and Professionally Qualified People like

(1) Medical Doctors & HealthCare Professionals

(2) Engineers, Architects and Interior Designers

(3) Company Secretaries

(4) Advocate, Solicitors, Lawyers and Law Firms

(5) Information Technology Professionals- Hardware and Softwares

(6) Master's In Business Administrations

(7) Any other Consultants

LOANS TO INDIVIDUALS & SELF EMPLOYED PROFESSIONALS & N.R.I

  1. PERSONAL LOANS AND FINANCE
  2. LOAN OR OVERDRAFT AGAINST SECURITIES LIKE SHARES \ DEBENTURES
  3. TERM LOANS FOR PURCHASE OF IMMOVABLE PROPERTIES
  4. VEHICLE LOAN - C AR LOAN FOR PERMIUM CARS
  5. EDUCATION LOAN & CAREER LOAN LOANS TO SCHOLA R
  6. LOAN AGAINST RENT RECEIVABLES– RENT DISCOUNTING
  7. GOLD LOANS AND OVERDRAFT AGAINST GOLD JEWELLARY
  8. LOANS TO NON RESIDENT INDIANS

1. PERSONAL LOANS AND FINANCE

Your need for Bank Loans and Finance can be for going on a holiday in or outside India on vacation, Son's admission to a medical college – in India or Foreign university, Daughter's wedding, Medical Emergency.

Whatever the occasion, Personal Loans - Secured and Unsecured - from Banks can help you tide over all your above financial needs. The procedure to avail Personal Loans is simple, approval is quick and documentation is minimal.

Personal Loans can be utilized for following purposes

  1. Personal Needs
  2. Traveling & Leisure
  3. Festival Celebrations
  4. By Employees to Purchase ESOPs of their Employer Companies
  5. For Heavy Medical Expenses

2. LOAN OR OVERDRAFT AGAINST SECURITIES / SHARES \ DEBENTURES

When you avail overdraft against your securities, you can enjoy monetary power for your needs and at the same time you can continue to enjoy all your shareholder benefits such as rights, dividends and bonuses.

We can arrange Loans and Overdrafts against Following types of securities:

  1. Equity Shares
  2. Mutual Fund Units (Equity, Debt, FMPs)
  3. Gold Exchange Traded Fund (ETF)
  4. NABARD's Bhavishya Nirman Bonds
  5. RBI Bonds
  6. Policies issued by LIC & Select Private Insurance Companies
  7. NSC, KVP and Gold Deposit Certificates

We can also arrange Loan to NRIs against Shares, Mutual Funds (equity, Debt, FMPs), Insurance Policies, NSC, KVP

3 TERM LOANS FOR PURCHASE OF IMMOVABLE PROPERTIES

Chirantan Consultants arranges various kinds of loans to buy Land, First Home, Second Home, Farm House, Commercial Shops, Commercial Offices at vary attractive interest rates and on best terms. You can choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.

You can start paying EMI's immediately or you can avail moratorium or deferment of loan installments till you do not take possession of the house.

(3.1) HOME LOANS


(3.1.1) Land Purchase Loan -

Be it land for a dream house, or just an investment for the future, Chirantan Consultants can arrange Land Purchase Loan to purchase plot of land. It is an EMI based Bank Loan and up to 85% of the cost of the land can be availed. Repayment of the loan can be done over a maximum period of 15 years.

(3.1.2) Short Term Housing Loan (Bridge Loan)

Short Term Housing Loan can be availed to buy another house before an existing house is sold and money can be invested in new house. The loan amount, no of EMI, rate of interest can be fixed as per special needs.

(3.1.3) Home Loan– (First Home or Second Home)

Chirantan Consultants arranges Home loans for individuals to purchase (fresh / resale) or construct houses. Borrowers can be individual or joint. It is an EMI based Bank Loan available up to 85% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the borrower.

(3.1.4) Home Improvement Loan

This Loan helps you carry out internal and external repairs and other extensive structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows. It is an EMI based Bank Loan available up to 85% of the cost of renovation subject to market value of the property.

(3.1.5) Home Extension Loan

Home Extension Loans can help you build additional floors to accommodate your large family or when you decide to make an extension of an existing residence or commercial office unit which can be given on rent and generate regular monthly income. It is an EMI based Bank Loan available up to 85% of the cost of extension subject to market value of the property and all the terms are the same as applicable to Home Loan.

(3.1.6) Farm House

You can buy a Farm house on the outskirts of the city you live and enjoy quiet times with your family.

(3.1.7) Commercial Shop

You can start your own business in your own commercial shop and save your money on Rent Expense. Or you can invest money in purchase of Commercial Shop and give it on Rent or Lease and earn regular monthly Income. It is an EMI based Bank Loan available up to 80% of the cost of property subject to market value of the property.

(3.1.8) Commercial Office Space

If you are an individual, salaried person or a retired man, you can invest money for purchase of Commercial Office Space and give it on Rent or Lease and earn regular Income. If you are engaged in any business or profession, you can start your own business in your own commercial office space and save your money on Rent Expense. Or you can invest money in purchase of Commercial Office Space and give it on Rent or Lease and earn regular Income. It is an EMI based Bank Loan available up to 80% of the cost of commercial office space subject to market value of the property.

(3.1.9) Loans Against Immovable Properties- Mortgage Loans

You can now take a loan against your residential or commercial property. This BankLoan can be utilized to create more properties, expand your business, plan a dream wedding, fund your child's education and much more. This BankLoan is available at lowest rate of interest and with least Process Fees against Mortgage of your existing immovable properties upto 75% of the value of your property.

4. VEHICLE LOAN - CAR LOAN FOR PERMIUM CARS

Chirantan Consultants arranges Vehicle Loans and Car Loans for your dream car – Old or new- for maximum car loan amount at Lowest Interest Rates and Lowest Process Fees.

Chirantan Consultants specializes in Car Loans for Premium and Expensive Cars at very attractive rate of interest and at Lowest Process Fees.

5 EDUCATION LOAN & CAREER LOAN LOANS TO SCHOLAR

Do not run from one bank to another bank for availing Education Loans. You can now pursue your dream of higher studies without worrying for financial assistance. We arrange student education loans for all Graduate, Post-Graduate, Engineering, Medical, MBA, Vocational Courses (Multi-Media, ERP) offered by recognized institutions in India and any Country of the world.

6 LOAN AGAINST RENT RECEIVABLES– Rent Discounting

If you own a Residential House, Flats, Bungalows, Commercial Shops, Office Space, Factory Land, Warehouse and Godowns and you have leased it out to reputed corporate or Public Sector Units or Banks or Insurance Companies, you can avail Loan Against Rent Receivables. This Bankloan is offered by discounting the future receivables and providing an upfront loan to the owner landlord, thus giving immediate liquidity in the hands of the owner landlord. It is an EMI based term loan, which can be availed by Proprietors, Partnerships, Private Ltd. Companies and Trusts.

Finance From Bank can arrange Loan Against Rent Receivables which can be utilized by you for you to grow your business, consolidate your existing loans, expand your business into newer ventures or use the funds for any other genuine requirement you may have.

7. GOLD LOANS AND OVERDRAFT AGAINST GOLD JEWELLARY,

You can you can get an instant loan against your gold jewellery and ornaments lying idle in the locker of your home or in your bank locker. So instead of keeping your jewellery in the locker, use the value of your asset to meet your business or personal needs.

You can avail Loans and Overdrafts upto Rs.1.00 Crore against Gold Jewellry and ornaments. You can use the BankLoan for any genuine purpose.

8. LOANS TO NON RESIDENT INDIANS

Chirantan Consultants arranges all Kinds of Term Loans for Non Resident Indians like Land Purchase, Farm House Purchase, Home Purchase, Home Extension, Loan Against Properties, Commercial Shops, Commercial Office Space, Industrial Shed, Warehouses, Godowns etc.